Deposit Deadlines

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DWC |

401(k) Deferral Deposit Deadlines

Both the Internal Revenue Service (IRS) and the Department of Labor (DOL) consider it a top priority to make sure that contributions employees make to their 401(k) and 403(b) plans are deposited on a ...
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DWC |

Company Contribution Deposit Deadlines

The deadline for depositing employee salary deferrals into the plan is relatively straightforward; however, the same cannot be said for company contributions such as matching and profit sharing ...
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How Do We Stop Our Discretionary Matching Contribution?

Facts My company sponsors a 401(k) plan that provides for a discretionary matching contribution, which we deposit each pay period along with employee deferrals. Given the economic uncertainty, I’m ...
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DWC |

What is the Deadline to Deposit our Safe Harbor Matching Contribution?

Facts Our company sponsors a safe harbor 401(k) plan that provides a matching contribution equal to 100% of the first 4% each participant defers. I had always thought that the deadline for us to ...
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DWC |

Plan Sponsor Requirements

Any company that sponsors a retirement plan for its employees has a responsibility to operate the plan properly, to follow a prudent process in making plan-related decisions (and monitoring those ...
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Can I Pre-Fund a Matching Contribution for a Participant Who Terminated Employment?

Facts Our company sponsors a safe harbor 401(k) plan that provides for a dollar-for-dollar match up to 4% of pay. At the end of each year, we calculate the total matching contribution, and we usually ...
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DWC |

Compliance Deadlines for Calendar Year Plans

January 31 | Forms 1099-R to the Participants The custodian/directed trustee of the plan generally delivers the 1099-Rs directly to the participants. Note that some custodians deliver the 1099-R ...
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