401(k) Q&A | Plan & Industry Content From DWC - The 401(k) Experts

Adding an Employee to Your Cash Balance Plan? You Should be Thinking This Article is "Just What I Needed"

DWC 12/3/20

DWC Cash Balance Corner: Adding an Employee to Your Cash Balance Plan

Sponsoring a retirement plan can provide significant benefits to a company (and its participants). But with great benefits comes great responsibility…responsibility to follow all of the various regulatory requirements. Since these plans provide hundreds of billions of dollars in tax deductions each year, Congress and the various agencies want to ...

DWC News Update | eDisclosures: Initial Notice and Notice of Internet Availability

DWC 06/29/20

Welcome to the exciting conclusion of our foray into the brave new world of eDisclosures. Today, in our final look at the DOL’s new eDisclosure ruling, we will breakdown the Initial Notice and the Notice of Internet Availability (NOIA – because we need a new acronym).

Do We Have to Provide New Paperwork When a Participant Requests a Second Distribution?

DWC 06/16/20

Facts When a participant requests a distribution from our plan, I provide them with a with a package that includes an election form and a bunch of other information. A participant who terminated and took a distribution last year received an additional company contribution and, as a result, has additional money in her account and is asking for a ...

DWC News Update | eDisclosures: Covered Documents

DWC 06/15/20

DWC In the News: eDisclosures Covered Documents

The Department of Labor’s new rules that expand the electronic distribution of plan-related notices is a long-overdue and welcome change. We have provided a summary of the new eDisclosure rules and taken a closer look at the details on electronic addresses and internet websites. In this episode of eDisclosure, we explore which documents are now ...

DWC News Update | eDisclosures: A Deep Dive into Electronic Addresses and Internet Websites

DWC 06/8/20

DWC In The News: eDisclosures: A Deep Dive into Electronic Addresses and Internet Websites

Although the Department of Labor’s new ruling on electronic disclosures doesn’t officially go live until the end of next month, it is already breathing new life into some fairly antiquated-sounding terms. In this episode of eDisclosures, we will dive into exactly what constitutes an acceptable e-address and internet website.

DWC News Update | New eDisclosure Rules: Maybe This Whole Internet Thing is Going to Stick

DWC 05/29/20

DWC In The News: DOL Publishes New eDisclosure Rules

Just before Memorial Day weekend, the Department of Labor published rules allowing plan sponsors to set electronic media as the default method to provide plan information to participants. At more than 150 pages, there are a lot of details in the new rule. We will provide a summary here and follow up with additional posts that explore some of the ...

How Do We Stop Our Discretionary Matching Contribution?

DWC 03/26/20

Facts My company sponsors a 401(k) plan that provides for a discretionary matching contribution, which we deposit each pay period along with employee deferrals. Given the economic uncertainty, I’m focused on doing what I can to ensure adequate cash flow to maintain operations, including making payroll. That might mean we make the decision to ...

Q3 Pension Pontifications

DWC 09/13/18

Q3 Retirement Plan Podium Update Blog Header Image-1

All of us here at DWC thrive on the really geeky stuff, and some of the best discussions start with Adam and Keith’s pontifications about how different topics impact our clients and our industry. We decided to bring the best of those conversations to you, still with a touch of geekiness but also distilled into easily digested, bite-sized pieces. ...

401(k) Notice Distribution: Hard Copy vs. Electronic Delivery

DWC 05/15/18

Facts It seems like 401(k) plans require a lot of different notices and disclosures be provided to participants each year. We have safe harbor and default investment notices at the end of the year, fee disclosure notices and participant statements each quarter, and the summary annual report (SAR) when we file our Form 5500—and those are just the ...

Who Must Receive Retirement Plan Blackout Notices?

DWC 10/3/17

Facts We have selected a new recordkeeper for our 401(k) plan. We are told that there will be a period of eight business days when our participants are not able to log in and manage their accounts. We know that we have to provide notice at least 30 days ahead of time to everyone who is affected.

Plan Document

Plan Compliance

Defined Benefits Services

Mergers, Aquisitions & Related Company Analysis

Plan Corrections

Government Audits

Investment Advisor Support

Plan Corrections

Fiduciary Duties & Due Dilligence

Plan Distributions

Retirement Plan Design

Retirement Plan Investment Menu

Plan Sponsor Requirements

Corporate Structure / M&A

Qualified Plan Compliance

401(k) Q&A Blog

Visit the Full Blog

Question of the Week

Correction of the Quarter

In the News

Cash Balance Corner

Downloadable Resources

eBooks & Guides

Reference Materials

Media

Our Team

Join the 401k Experts

Recent Post

Categories

Categories

Only the Best Retirement Industry Content

As Featured In

Sign up to receive insights from DWC