Topic Archive: QDIA

401(k) Notice Distribution: Hard Copy vs. Electronic Delivery

DWC | 05/15/18

Facts

It seems like 401(k) plans require a lot of different notices and disclosures be provided to participants each year. We have safe harbor and default investment notices at the end of the year, fee disclosure notices and participant statements each quarter, and the summary annual report (SAR) when we file our Form 5500—and those are just the ones I can think of off the top of my head.

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Is Your 401(k) Required to Have a QDIA?

DWC | 11/28/17

Facts

Like many 401(k) plans, ours allows employees to decide where to invest their accounts among a menu of approximately 20 different mutual funds. For employees who do not make an investment decision, their contributions are invested in a default fund recommended by our investment advisor.

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