401(k) Q&A | Plan & Industry Content From DWC

Retirement Planning & Regulatory Trends You Should Be Watching

DWC 08/16/18

Industry Insight Round Up 8.16.2018_blog header image

Feeling out of the loop on industry happenings this summer? DWC stays on top of what's trending, and our self-proclaimed pension geeks often offer their insights in industry publications. Get caught up with this month's round-up:

Decoding the Alphabet Soup: What's With All the Acronyms? | Part 2

DWC 08/14/18

Facts People in the retirement plan business sure do like their acronyms. All these letters get thrown around, and I do not know what half of them mean.

What Do We Do With Mutual Fund Settlement Proceeds?

DWC 08/7/18

Facts Our company sponsors a 401(k) plan, and we moved to a new recordkeeper about two years ago. Last week we received a letter and a check from our previous recordkeeper indicating that the check represented our portion of the proceeds from a legal settlement involving one of the mutual funds that used to be part of our plan investment menu.

Another Summer Intern Program Success for DWC

DWC 08/2/18

News_Summer 2018 Intern Program Blog Title Image_8.2.2018

DWC is honored to announce its six 2018 summer intern consultants have successfully completed their summer program.

How Do We Correct Missed Deferrals for New Hires?

DWC 07/31/18

Facts Our 401(k) plan allows new employees to make contributions on the first day of the quarter after they work for us for a year. All of our full-time employees have been with us for a long time. Most of our new hires are for short-term projects, so they almost always terminate employment in less than a year and never become eligible for our ...

How Plan Sponsors Can be Better Fiduciaries (With or Without the Rule)

DWC 07/26/18

News_Better Fiduciaries 5.1.2018_Blog Header Image

Whether a company is small or large, chances are it offers employees a 401(k). But this well-intentioned benefit has become target practice for attorneys, with lawsuits against companies ranging from those with $10 million to tens of millions in assets.

Decoding the Alphabet Soup: What's With All the Acronyms? | Part 1

DWC 07/24/18

Facts People in the retirement plan business sure do like their acronyms. All these letters get thrown around, and I do not know what half of them mean.

An Employee Joined the Plan Too Soon: No Harm, No Foul or Failure In Need of a Fix?

DWC 07/17/18

QOTW - 7.17.2018 - Employee Joined the Plan Too Soon - Qualifed Plan Compliance

Facts In order to be eligible for our company’s 401(k) plan, employees must have worked for us for at least a year and be a minimum of 21 years old. They can join the plan on the next January 1st or July 1st following the date they meet those requirements. Recently, we discovered that we allowed an employee to start contributing to the plan before ...

Here's What Happens to Your 401(k) After a Company Merger or Acquisition

DWC 07/12/18

Corporate mergers and acquisitions can be stressful. When employees hear that their company is part of such a deal, they instinctively worry about their jobs. Even with reassurances that there's no need to worry about layoffs any time soon, employees should expect changes in their benefit plans, particularly their 401(k)s or other retirement ...

Can A Departing Employee Make 401(k) Contributions From Severance Pay?

DWC 07/10/18

Facts When certain employees terminate employment with our company, we agree to continue severance payments for a period of time after they leave. Some of these employees have asked us to continue withholding 401(k) contributions from their severance pay.

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